Health insurance after a TRSL retirement

TRSL does not administer health or life insurance and cannot answer coverage or premium questions. Health and life insurance are benefits of employment, even in retirement: ask the former employer's personnel office or carrier. TRSL deducts premiums from the benefit only when the retiree asks and the employer/carrier supplies the premium. By statute TRSL collects Office of Group Benefits (OGB) premiums by deduction for eligible retirees whose last employer is not itself participating in OGB, and may do so for others; all other retirees participate through their last employer. TRSL gives no premium or subsidy amounts. Planning for Retirement p. 14, Health and life insurance; Guide for Retirees p. 14, Who can I talk to about my health or life insurance?; Destination Retirement PDF p. 4; R.S. 11:827

From the sources

• TRSL does not run health or life insurance. Coverage stays tied to your employer even in retirement, so ask your former employer's personnel office about coverage and premiums. TRSL will deduct premiums from your check if you ask.Planning for Retirement p. 14; Guide for Retirees p. 14
• State law has TRSL collect Office of Group Benefits (OGB) premiums by deduction for some retirees. Other retirees take part through the agency they last worked for.R.S. 11:827(A)-(C)
• TRSL deducts insurance premiums only when you ask it to and your employer or insurance provider has given TRSL the premium information.Planning for Retirement p. 14, Health and life insurance
• TRSL suggests asking your employer's personnel office: Will my premiums change after I retire? Will I keep dependent coverage? Can premiums come out of my retirement check, or will I be billed? Will I stay covered when I'm eligible for Medicare? Do my loved ones have access to my policies?Planning for Retirement p. 14

Questions