Joined TRSL before July 1, 1999
- Full 2.5% benefit
- age 65 with 20 years; age 55 with 25 years; 30 years at any age
- Earlier
- 2% at age 60 with 5 years or 20 years at any age
- Final average
- Highest 3 years in a row
Louisiana specificsYour TRSL group depends on when you first joined: before July 1, 1999; 1999-2010; 2011 to June 30, 2015; or July 1, 2015 on, plus Plan B for school food service in some parishes. The group sets your retirement ages and factor; see the benefit formula and early retirement. The calculator picks your group from your dates.
Two plans
Regular Plan. Most TRSL members: those employed as teachers, administrators, etc. (anyone in a classification defined by law as a 'teacher'). You pay 8% of pay and don't pay into Social Security. Member Handbook p. 4, What TRSL retirement plan am I in?; p. 3; p. 22, Regular Plan key plan provisions; R.S. 11:62(11)(c)
Plan B. School food service employees in Allen, Assumption, Avoyelles, Cameron, Catahoula, Concordia, DeSoto, East Feliciana, Jefferson, Jefferson Davis, Lafayette, LaSalle, Morehouse, Orleans, Red River, St. Helena, St. John the Baptist, St. Mary, Washington, and West Feliciana parishes (the 20 parishes that have not withdrawn from Social Security). These members also participate in Social Security. You pay 5% and also pay into Social Security. Member Handbook p. 4, What TRSL retirement plan am I in?; p. 23, Plan B key plan provisions; R.S. 11:62(11)(b)
School Lunch Plan A (closed): Closed since 1983 and no longer enrolling new members; contact TRSL. Statutory employee rate 9.1%. Member Handbook p. 4, NOTE; R.S. 11:62(11)(a)
Regular Plan groups
Joined TRSL July 1, 1999 - December 31, 2010
- Full 2.5% benefit
- age 60 with 5 years; age 55 with 25 years; 30 years at any age
- Earlier
- 20 years at any age, reduced from age 60 (or sooner)
- Final average
- Highest 3 years in a row
First joined a Louisiana state system January 1, 2011 - June 30, 2015
- Full 2.5% benefit
- age 60 with 5 years
- Earlier
- 20 years at any age, reduced from age 60
- Final average
- Highest 5 years in a row
First joined a Louisiana state system on or after July 1, 2015
- Full 2.5% benefit
- age 62 with 5 years
- Earlier
- 20 years at any age, reduced from age 62
- Final average
- Highest 5 years in a row
Plan B groups
Plan B, first joined a state system before July 1, 2015
- Full 2% benefit
- age 60 with 5 years; age 55 with 30 years
- Earlier
- None
- Final average
- Highest 3 or 5 years in a row
Plan B, first joined a state system on or after July 1, 2015
- Full 2% benefit
- age 62 with 5 years
- Earlier
- 20 years at any age, reduced from age 62
- Final average
- Highest 5 years in a row
Unused sick and annual leave never count toward these age-and-service rules. Military service bought after Sept. 10, 1982 doesn't count toward most of them. Member Handbook p. 13; R.S. 11:761(A)(4)(a); R.S. 11:768(B)(1)
The final average: 3 or 5 years
Average of the highest 3 (first joined a state system before Jan. 1, 2011) or 5 (on or after Jan. 1, 2011) years of salary consecutively earned. Each year used may not exceed the year before by more than 10% (before 2011) or 15% (2011 or later); the base year is the year before the highest 3 or 5. For 5-year FAC, years 4 and 5 are capped at 15% in statute. The cap does not apply when the increase was solely from a legislative act or a system-wide raise. A 25% limit applies in the 12 months after a classroom teacher moves to a classroom job in another parish. Overtime, differential pay, contract pay and grants count. Member Handbook pp. 8-9, What is final average compensation (FAC)?; Returning to Work booklet p. 13, How is the FAC calculated?; R.S. 11:701(5)(a)-(d)
From the sources
- TRSL has two plans: the Regular Plan for teachers, administrators and most other members, and Plan B for school food service employees in 20 parishes (Plan B members also pay into Social Security). School Lunch Plan A has been closed since 1983.Member Handbook p. 4, What TRSL retirement plan am I in?
- In the Regular Plan, your rules depend on when you joined: before July 1, 1999; July 1, 1999 to Dec. 31, 2010; Jan. 1, 2011 to June 30, 2015; or on or after July 1, 2015.Member Handbook p. 13, Regular Plan: Retirement eligibility; p. 22
- For the 2011 and 2015 dividing lines, what counts is when you first became a member of any of Louisiana's four state retirement systems (TRSL, State Employees, School Employees or State Police), not just TRSL.Member Handbook p. 13; R.S. 11:761(A)(3)-(4)
- You can see which plan you are in on myTRSL, under 'Employment Summary' in the 'My Account' tab.Member Handbook p. 4
Questions
Does my TRSL membership date or my first state-system date decide my group?
Both. Before or after July 1, 1999 is decided by the date you joined TRSL. The 2011 and 2015 dividing lines use the date you first joined any of Louisiana's four state systems: TRSL, LASERS, LSERS or State Police.
How do I find my plan?
Log in to myTRSL and look under Employment Summary in the My Account tab.
Who is in Plan B?
School food service employees in Allen, Assumption, Avoyelles, Cameron, Catahoula, Concordia, DeSoto, East Feliciana, Jefferson, Jefferson Davis, Lafayette, LaSalle, Morehouse, Orleans, Red River, St. Helena, St. John the Baptist, St. Mary, Washington, and West Feliciana parishes (the 20 parishes that have not withdrawn from Social Security). These members also participate in Social Security.
Source: TRSL Member Handbook: Regular Plan & Plan B, Last revised April 2026, pp. 3, 4, 8, 8-9, 13, 14, 22, 23. Also: Returning to Work booklet p. 13; La. R.S. 11:62, 11:701, 11:761, 11:768, 11:802, 11:803. Last reviewed .