Indiana TRF health coverage after you retire

What's offered

INPRS offers a Medicare supplemental group health plan for TRF members (and spouses) 65 and over; under 65 only if receiving a disability benefit. Premiums can be deducted from the pension. The handbook describes no premium subsidy. Hybrid Handbook p. 39, §7.18 Health Insurance; p. 36, §7.13 Deductions

Contacts: Anthem First Impressions Welcome team (833) 848-8729; Brown & Brown (317) 228-3772, TRFhelpline@bbrown.com. Hybrid Handbook p. 39, §7.18 Health Insurance; p. 36, §7.13 Deductions

Before 65, your coverage depends on your school district's own retiree policy, if any. The TRF handbook doesn't cover it.

From the sources

• INPRS offers a Medicare supplement group health plan to TRF retirees and spouses 65 and older. Under 65, you qualify only if you get a disability benefit. Premiums can come out of your pension. The handbook doesn't describe any premium subsidy.Hybrid Handbook p. 39, §7.18; p. 36, §7.13
• INPRS mails details of the Medicare supplement plan, including its options and costs, when you turn 65. You can also ask INPRS for them by phone.Hybrid Handbook p. 39, §7.18 Health Insurance
• If you retire on disability before 65, you can join the plan; disability retirement needs at least 5 years of service and a Social Security disability award.Hybrid Handbook p. 39, §7.18; p. 34

Questions